I’ve never been overly-knowledgeable when it comes to matters of personal finance – too much talk of variable interest rates and AERs and I start to zone out.
It’s quite contradictory really, as I’m quite a good saver and I generally have a clear idea of exactly just how much money is going in and out of my bank account. You would think I’d be keen to be banking-savvy to maximise my saving potential.
A guy I was formerly seeing introduced me to the world of ISAs, practically begging me to open one up. He went as far as to setting up the whole thing for me online.
And I’m glad/grateful he did, because I now earn an extra £100 a year…as opposed to the 0.02p I was earning from my savings before.
But now that time has come around again, as there’s a new type of ISA account on the market that I really need to brush up on.