Saturday, 30 April 2016

Help to Buy ISAs: How It All Works

I’ve never been overly-knowledgeable when it comes to matters of personal finance – too much talk of variable interest rates and AERs and I start to zone out.

help-to-buy-isa-mortage-help-imageIt’s quite contradictory really, as I’m quite a good saver and I generally have a clear idea of exactly just how much money is going in and out of my bank account. You would think I’d be keen to be banking-savvy to maximise my saving potential.

A guy I was formerly seeing introduced me to the world of ISAs, practically begging me to open one up. He went as far as to setting up the whole thing for me online.

And I’m glad/grateful he did, because I now earn an extra £100 a year…as opposed to the 0.02p I was earning from my savings before.

But now that time has come around again, as there’s a new type of ISA account on the market that I really need to brush up on.

Sunday, 17 April 2016

Help! My Washing Machine Leaves White Streaks On My Clothes

I’m a bit of a neat/tidy/clean freak but laundry has got to be my least favourite domestic chore, not least because my wardrobe consists of a lot of black and after EVERY wash I have these annoying white streaks on my clothes.

laundry-white-marks-image
Once dried and ready to wear, I would have to get a damp sponge and pat the area to get rid of the white marks. I can’t believe I’d been dutifully just doing this for years before I finally decided to Google a remedy.

So, first things first – locate the source of the problem. Answer: surplus detergent. I decided to go easy on the washing powder with my next wash but sadly, the white streaks remained ever-present

I then came across some advice which suggested just doing an extra rinse with your wash. Unfortunately, my washing machine doesn’t have that option so once the cycle was complete, I just ran the "prewash" programme. I believe the "handwash" setting will work too if you have it.

I was pleasantly surprised that this actually worked! If you’re worried about the extra cost, you can always run the wash during off-peak hours where the energy tarrif is cheaper. Generally, these progammes only add an extra 15-20 minutes onto your wash anyway.

Saturday, 9 April 2016

Comment Of The Day #7

In the ongoing train wreck that is YouTube star Trish Paytas’s love life, she was recently left wondering if a guy she dated had been using her to raise his profile the whole time.

When Trish detailed how the guy had ended things and how sad and hurt he seemed to be by it, she was left reeling when his social media posts told another story. She took to YouTube to vent her frustration in a (now deleted) video and soon her fans descended on his Instagram page:

trish-paytas-breakup-sean-image
instagram.com/seanvanderwilt










Hell hath no fury like a woman scorned…or indeed, her loyal online following.

Friday, 25 March 2016

What Sex and the City Can Teach Us About Female Friendships

You can’t deny the popularity of television show Sex and the City. Somewhat of a cultural phenomenon in the late ‘90s/early 00s, the success of the show left some critics baffled at its popularity.

The truth is, the show was popular because most modern women were able to relate to some of the situations the female characters found themselves in. 

Sure, the fabulous apartments, expensive shoe collection and cheap laughs and innuendo-filled gags did (at times) take away from the realism of the show but generally, a lot of single career women could relate to the relationship woes featured in the show.

The lasting effect of the series is that now, a lot of females aspire to the "Sex and the City lifestyle" – the great jobs, the great apartments, the glam wardrobe, going out for cocktails etc. 

A photo posted by SJP (@sarahjessicaparker) on

But it seems a lot of women are forgetting to aspire to one key component of the show: the strong female friendships.

Sunday, 6 March 2016

How To Talk To Women

It REALLY p*sses me off when guys don’t know how to talk to girls properly, or talk down to them in a lame attempt at flirting.

bar-socialising-image
Image credit: Unsplash
I know I’m not the only one to experience this, and my friend recently told me about an occasion where she and her friend were approached by two guys. They got into a seemingly pleasant conversation and when it ended, the guys asked for their number. They politely declined, causing the guys to verbally abuse them both.

Charming.

I’m not talking about shy or introverted guys by the way, because I can sympathise with those types, and once they open up you realise they make wonderful conversationalists.

Sunday, 21 February 2016

Tethering & Portable WiFi Hotspots: How To Use Your Phone As A WiFi Source

I’ve had numerous connection problems with my broadband service provider lately, which makes the random price hikes all the more frustrating.
wifi-signal-mobile-data-tethering
Image credit: ClkerFreeVectorImages

The plus side to this is that I had a valid excuse to terminate my 12 month contract with Sky, as they could see my connection status at their end and couldn’t argue that it would frequently timeout (such a first world problem, I know).

Coincidentally, I’ve been going on house/flat viewings as I’ve been thinking about moving out. Even though Sky were okay with me leaving early into my contract, waiving any cancellation fees due the technical issues I had been experiencing, moving to another broadband provider would have been pointless as I didn’t want to be tied to another 12 month contract if I’d soon be moving.

So, what to do in the interim?

I rely heavily on the internet for entertainment - it’s where I watch most of my TV series. I also like to keep up with celeb gossip (a guilty pleasure) and the general news. I need it to check-in on this website as well.

Sunday, 7 February 2016

Why Men Are Players

You get guys like this:

                                                             i.e. Mr Womanizer
Then there are guys like this:

                                                 i.e. Mr I-Prefer-The-Hassle-Free-Single-Life

Oh believe me, there's a difference.